@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700&display=swap');

:root {
    --navy: #0a2540;
    --navy-light: #1a3a5c;
    --burgundy: #8B1538;
    --burgundy-dark: #6B0F1A;
    --white: #ffffff;
    --gray-50: #f8f9fb;
    --gray-100: #eef1f5;
    --gray-300: #c5cdd8;
    --gray-600: #5a6578;
    --text: #1a1a1a;
    --shadow: 0 8px 32px rgba(10, 37, 64, 0.12);
    --radius: 8px;
    --font: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
    font-family: var(--font);
    color: var(--text);
    line-height: 1.6;
    background: var(--white);
    -webkit-font-smoothing: antialiased;
}

a { color: var(--burgundy); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* Header */
.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--gray-100);
}
.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}
.logo {
    display: flex;
    align-items: center;
    text-decoration: none !important;
}
.logo-img {
    display: block;
    max-height: 40px;
    width: auto;
}
.nav-cta {
    display: inline-block;
    padding: 10px 24px;
    background: var(--burgundy);
    color: var(--white) !important;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 0.9rem;
    text-decoration: none !important;
    transition: background 0.2s;
}
.nav-cta:hover { background: var(--burgundy-dark); }

/* Disclaimer banner */
.disclaimer-banner {
    background: var(--gray-50);
    border-bottom: 1px solid var(--gray-100);
    padding: 10px 0;
    font-size: 0.8rem;
    color: var(--gray-600);
    line-height: 1.45;
}
.disclaimer-banner-inner {
    text-align: center;
}
@media (min-width: 900px) {
    .disclaimer-banner-inner {
        white-space: nowrap;
    }
}
.disclaimer-banner strong {
    color: var(--navy);
    font-weight: 600;
}

/* Hero */
.hero {
    background-image: url('/assets/img/hero.png');
    background-size: cover;
    background-position: center;
    color: var(--white);
    padding: 96px 0 112px;
    position: relative;
    overflow: hidden;
}
.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10,37,64,0.82) 0%, rgba(26,58,92,0.75) 60%, rgba(45,31,61,0.8) 100%);
    pointer-events: none;
}
.hero-content { position: relative; z-index: 1; max-width: 640px; }
.hero h1 {
    font-size: clamp(2rem, 5vw, 3rem);
    font-weight: 700;
    line-height: 1.15;
    letter-spacing: -0.03em;
    margin-bottom: 20px;
}
.hero p {
    font-size: 1.15rem;
    opacity: 0.9;
    margin-bottom: 32px;
    font-weight: 400;
}
.hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
}
.btn-primary {
    display: inline-block;
    padding: 14px 32px;
    background: var(--burgundy);
    color: var(--white) !important;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 1rem;
    text-decoration: none !important;
    border: none;
    cursor: pointer;
    transition: background 0.2s, transform 0.15s;
}
.btn-primary:hover { background: var(--burgundy-dark); transform: translateY(-1px); }
.btn-secondary {
    display: inline-block;
    padding: 14px 32px;
    background: transparent;
    color: var(--white) !important;
    border: 2px solid rgba(255,255,255,0.4);
    border-radius: var(--radius);
    font-weight: 600;
    text-decoration: none !important;
}

/* Sections */
section { padding: 80px 0; }
section:nth-child(even) { background: var(--gray-50); }
.section-title {
    text-align: center;
    font-size: 2rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 12px;
    letter-spacing: -0.02em;
}
.section-subtitle {
    text-align: center;
    color: var(--gray-600);
    max-width: 560px;
    margin: 0 auto 48px;
}

/* Pricing */
.pricing-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 24px;
}
.pricing-card {
    background: var(--white);
    border: 1px solid var(--gray-300);
    border-radius: var(--radius);
    padding: 32px 24px;
    box-shadow: var(--shadow);
    transition: transform 0.2s, box-shadow 0.2s;
}
.pricing-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10,37,64,0.15); }
.pricing-tier { font-size: 0.85rem; font-weight: 600; color: var(--burgundy); text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 8px; }
.pricing-amount { font-size: 2.5rem; font-weight: 700; color: var(--navy); }
.pricing-amount span { font-size: 1rem; font-weight: 500; color: var(--gray-600); }
.pricing-desc { color: var(--gray-600); margin-top: 12px; font-size: 0.95rem; }

/* Features */
.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 32px;
}
.feature-card {
    background: var(--white);
    padding: 32px;
    border-radius: var(--radius);
    border: 1px solid var(--gray-100);
}
.feature-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--burgundy), var(--navy));
    border-radius: var(--radius);
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}
.feature-icon .material-symbols-outlined {
    font-size: 26px;
    font-variation-settings: 'FILL' 0, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}
.feature-card h3 { font-size: 1.1rem; color: var(--navy); margin-bottom: 8px; }
.feature-card p { color: var(--gray-600); font-size: 0.95rem; }

/* Steps */
.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 32px;
    counter-reset: step;
}
.step {
    text-align: center;
    position: relative;
}
.step-num {
    width: 48px;
    height: 48px;
    background: var(--navy);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    margin: 0 auto 16px;
}
.step h3 { color: var(--navy); margin-bottom: 8px; }
.step p { color: var(--gray-600); font-size: 0.95rem; }

/* Trust band */
.trust-band {
    background: var(--navy);
    color: var(--white);
    padding: 48px 0;
    text-align: center;
}
.trust-band p { opacity: 0.85; max-width: 720px; margin: 0 auto; }
.trust-band-link {
    color: #fff !important;
    text-decoration: underline;
}

/* Footer */
.site-footer {
    background: var(--navy);
    color: rgba(255,255,255,0.7);
    padding: 48px 0 24px;
    font-size: 0.9rem;
}
.footer-inner { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 24px; }
.footer-inner a { color: rgba(255,255,255,0.85); }
.footer-disclaimer {
    margin-top: 12px;
    font-size: 0.8rem;
    opacity: 0.75;
    max-width: 480px;
}
.footer-copy { margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.1); text-align: center; font-size: 0.85rem; }

/* Legal page */
.legal-page {
    padding: 48px 0 80px;
    background: var(--white);
}
.legal-page .container {
    max-width: 720px;
}
.legal-page h1 {
    color: var(--navy);
    font-size: 1.75rem;
    margin-bottom: 8px;
}
.legal-page .legal-updated {
    color: var(--gray-600);
    font-size: 0.9rem;
    margin-bottom: 32px;
}
.legal-page h2 {
    color: var(--navy);
    font-size: 1.15rem;
    margin: 32px 0 12px;
}
.legal-page p,
.legal-page li {
    color: var(--gray-600);
    margin-bottom: 12px;
    font-size: 0.95rem;
}
.legal-page ul {
    margin: 0 0 16px 1.25rem;
}

/* Form */
.form-page { padding: 48px 0 80px; background: var(--gray-50); min-height: 60vh; }
.form-card {
    max-width: 640px;
    margin: 0 auto;
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}
.form-card h1 { color: var(--navy); font-size: 1.75rem; margin-bottom: 8px; }
.form-card .lead { color: var(--gray-600); margin-bottom: 32px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 6px; color: var(--navy); }
.form-group .hint { font-size: 0.8rem; color: var(--gray-600); margin-top: 4px; }
.form-group input, .form-group select, .form-group textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--gray-300);
    border-radius: var(--radius);
    font-family: var(--font);
    font-size: 1rem;
    transition: border-color 0.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none;
    border-color: var(--burgundy);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-error { color: var(--burgundy); font-size: 0.85rem; margin-top: 4px; }
.form-terms {
    font-size: 0.85rem;
    color: var(--gray-600);
    margin-bottom: 20px;
}
.alert { padding: 14px 18px; border-radius: var(--radius); margin-bottom: 20px; }
.alert-success { background: #d4edda; color: #155724; }
.alert-error { background: #f8d7da; color: #721c24; }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

@media (max-width: 640px) {
    .form-row { grid-template-columns: 1fr; }
    .hero { padding: 64px 0 80px; }
    .hero-actions {
        flex-direction: column;
        align-items: stretch;
    }
    .hero-actions .btn-primary,
    .hero-actions .btn-secondary {
        display: block;
        width: 100%;
        text-align: center;
        margin-left: 0;
    }
}